Disputed business insurance claims
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No Win No Fee Disputed Business Insurance Claims
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If you think your Business insurance policy has been refused, disputed or you have been underpaid, contact us today.
There are many different types of insurance available covering different risks, including:
Broadly speaking this covers your belongings in the building such as any machinery, equipment, computers, office furniture, tools, and stock in case they are damaged or destroyed.
- Flooding
- Fire
- Impact damage
- Theft
Why has my business insurance claim been rejected? / Why have I only been offered partial payment of my business insurance claim?
Your insurers may assert that you haven’t taken reasonable care – for example, an allegation that the business premises were left unsecured, or that you failed to follow a statutory procedure.
For example, the insurers may assert that you have not told them about the condition of your property, or failed to inform them about hazardous substances kept on your premises.
Insurance policies will usually require you to report a claim or a potential claim as soon as possible. Failure to notify your insurers in a timely manner could lead to their refusing to indemnify you due to late notification.
Unless you have a new for old policy, if the item for which you are claiming was old, your insurer will pay you less than the cost of replacing it with a new item. This is because you have already had some use from it. There is a limit in your policy on the amount the insurer will pay for any one item.
Premises that are left unoccupied for longer than a certain period, such as 30 days.
Want to speak to us about your business insurance claim? Contact our team at 0161 762 4949 for a no obligation assessment on your claim today!